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Bridge exit feasibility test

Test whether a defined permanent loan can repay bridge obligations. Includes exit sizing and payoff funding-gap calculation.

Commercial Debt Advisory EditorialModel 1.0.0Reviewed by Jason Taken · 2026-10-21T19:41:22.818Z

Your assumptions

Illustrative starting values. Replace them with your own evidence. Inputs stay in this browser.

Your scenario, explained

Results

Calculation assumptions

Version 1.0.0 · Educational scenario, subject to the stated assumptions.

How this calculation works

Method and assumptions

Size takeout debt at entered future cash flow, value and rate. Deduct new fees, costs, reserves, bridge payoff and separately entered delay costs.

Worked example

The default $300,000 cash flow, $4.5 million value, 6.5% rate and entered underwriting tests produce $3,150,000 takeout capacity. Deduct the $3 million bridge payoff, $31,500 origination fee, $50,000 other costs, $100,000 reserves and three months of $30,000 additional delay costs. The exit requires $121,500 additional equity even though gross takeout debt exceeds the bridge payoff.

Before using the result

Know the boundaries

Educational scenario, not a quote, commitment, approval, appraisal or payoff statement.
Defaults and thresholds are editable illustrations; the executed documents and lender underwriting control.
Bridge payoff should already include interest accrued to the modeled exit. Delay cost must exclude amounts already embedded in payoff.

Calculation standards →